Tough Case? You’re in the right Place!

See “Recent Posts” on the right for Underwriting considerations and Case Studies for various health conditions as well as tips for Impaired Risk Case submissions.

We know how frustrating Impaired Risk Life Insurance Cases can be. The days of dedicated Impaired Risk Carriers are gone. So, let us help you with our 5-Step Approach for people with health issues:

1. Don’t assume your Client won’t qualify for Life Insurance. We’ve had success in obtaining affordable life insurance coverage for people with histories of:

  • Obesity
  • Diabetes
  • Heart Disorders
  • Stroke
  • Sleep Apnea
  • Hepatitis C
  • Depression
  • Smoking
  • DUI
  • and more…

2. Submit a Quick-Quote Request or you can call 800-842-8289 for a confidential discussion of your client’s needs and concerns, or email: describing your case.

3. We will determine the best way to shop the case.

4. We’ll shop for offers and get back to you with your client’s options.

5. Take the app based on our assessment.

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