– Top 10 Underwriting Niches

  1. Preferred Plus consideration for cigarette smokers 3 years out
  2. Treated Hypercholesterolemia can qualify for Preferred Plus
  3. Treated Hypertension can qualify for Preferred Plus
  4. Combination of treated HTN/cholesterol can qualify for Preferred Plus
  5. Controlled Type II Diabetes can qualify for Standard Plus
  6. Asthma on two medications or less (well controlled) can qualify for Preferred
  7. Anxiety/depression on one drug (well controlled) can qualify for Preferred
  8. Substandard ratings calculated off of Standard Plus classification
  9. Additional underwriting credits automatically applied
  10. A family history of cancer does not prevent consideration from our Preferred classes*

 

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