– Marijuana Use

Marijuana Use Admitted on the Application

Smoking a Joint

Be sure to complete and submit the Drug Use Questionnaire »

With a growing trend toward the legalization of Marijuana use for both medicinal and recreational purposes we are seeing more cases submitted for applicants who willing admit to its use.

The good news is that many of these cases can be underwritten standard or above at non-tobacco rates. The critical factors are:

  • Admission to marijuana use on the application
  • Method of consumption
  • Amount consumed
  • Age of the applicant
  • Frequency of use.

Underwriting guidelines vary from carrier to carrier.

Here’s an overview of how our individual carriers deal with applicants who admit to marijuana use.

 

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