– Coronary Artery Disease

Risk Factors: Major coronary artery disease risk factors include tobacco use, hypertension, diabetes, obesity, physical inactivity, family history of coronary artery disease, and hyperlipidemia. The Legal & General America underwriting philosophy emphasizes the cholesterol/HDL ratio rather than total cholesterol in underwriting applicants without known heart disease due to its better predictive value. People with coronary … Read more

– Liver Enzyme Abnormalities

Characteristics The liver, which is located in the right upper abdominal cavity, is an actor that truly plays many roles in the stage of life. Just a partial list of the liver’s many functions includes the formation of plasma proteins, the breakdown of medications and harmful substances, conversion of glucose into the starch glycogen for … Read more

– Epilepsy

Epilepsy is categorized as being symptomatic or idiopathic: If the underlying cause of someone’s epilepsy is known, then it is called symptomatic. Some of the many possible causes of symptomatic epilepsy include structural brain abnormalities, brain trauma, stroke, tumors, and drug intoxication or withdrawal, including alcohol. A majority of cases of epilepsy are idiopathic, with … Read more

– Aortic Stenosis

Characteristics Aortic stenosis is a commonly seen condition in which the aortic valve has a smaller opening than usual. The left ventricle pumps blood through the aortic valve in order to deliver freshly oxygenated blood to the aorta for distribution throughout the body. Major causes of aortic stenosis are rheumatic heart disease, being born with … Read more

– Colorectal Cancer

CHARACTERISTICS: Colorectal cancer is the third most common type of nonskin cancer and the second leading cause of cancer related mortality in the United States when considering tumors that affect both genders. The lifetime risk of developing colorectal cancer in this country is over four percent. The overall incidence and mortality from colorectal cancer has … Read more

– Ulcerative Colitis

What is Ulcerative Colitis? Ulcerative colitis, which is the most common type of inflammatory bowel disease, is a condition of episodic inflammation of the lining, or mucosa, of the colon, resulting in bloody diarrhea. The other type of inflammatory bowel disease is Crohn’s disease. The cause of ulcerative colitis is unknown, but both environmental and … Read more

– Rheumatoid Arthritis

Characteristics Rheumatoid arthritis is an autoimmune disease of unknown cause that results in chronic systemic inflammation affecting many parts of the body, but primarily the joints. The clinical course is highly variable. The disease can fluctuate and may sometimes go into remission for months or years, either spontaneously or with the use of various medications. … Read more

– Parkinson’s | Facts & Cases

Characteristics Parkinson’s Disease is a progressive degenerative disorder of the central nervous system named after the English physician, James Parkinson, who published the first detailed description of the disease in “An Essay on the Shaking Palsy” in 1817. It is best thought of as a condition that impairs movement. The disorder is characterized by resting … Read more

– Hypertension | Facts & Cases

Hypertension is more common than you think: Hypertension is common – 25 percent of adults in the world have it to some degree. About 90-95 percent is primary or “essential”, meaning the cause is not known or identifiable. This is usually what is seen in clinical practice and underwriting. The rest is secondary, and has … Read more

– Your Clients’ Privacy

Protecting your client’s privacy & your career with important security steps.   Secure Email When we need to send sensitive information to you or one of our carriers we will encrypt the outbound email to protect you and your client’s privacy. Our new Secure email platform allows us to securely send and encrypt emails to you … Read more